Terms & Conditions
Last updated: January 2026
1. Definitions and scope
These Terms and Conditions govern the access and use of the datoluxo.com platform, operated by Datoluxo SpA, Tax ID 77.234.567-8, with registered address at Av. Apoquindo 4001, Office 1502, Las Condes, Santiago, Chile, registered with the Financial Market Commission under registration No. CMF-FL-2023-0847. By accessing or using the platform, you accept these terms in their entirety.
2. Service description
Datoluxo operates a digital real estate crowdlending platform that allows investors to participate in construction and urban development projects in Chile. The platform facilitates the connection between investors and real estate developers, providing tools for the evaluation, monitoring, and management of collective investments in the real estate sector.
3. Eligibility requirements
To use the platform as an investor, you must: be at least 18 years old; have tax residency in Chile or comply with the applicable requirements for foreign investors; provide valid and verifiable identification information; complete the identity verification process (KYC) and comply with the anti-money laundering regulations in force in Chile.
4. Investment process
Participation in projects through the platform involves: selecting the project of interest from the available options; determining the amount to invest within the ranges established for each project; transferring funds through the enabled payment mechanisms; and formalizing participation by accepting the specific terms of the project. Each project includes detailed documentation covering description, estimated timelines, identified risks, and profitability projections.
5. Investment risks
All investments through Datoluxo carry inherent risks, including but not limited to: partial or total loss of invested capital; delays in project execution; variations in projected returns; risks associated with the Chilean real estate market; and regulatory risks. Past returns do not guarantee future results. Datoluxo does not guarantee the profitability of any investment and recommends that each investor carefully evaluate their financial capacity and risk tolerance before investing.
6. Fees and costs
Datoluxo charges fees for the intermediation and management of investments. The fees applicable to each project are clearly and visibly detailed in the project documentation before the investor commits funds. There are no hidden costs or additional charges beyond those expressly disclosed.
7. Intellectual property
All content on the platform, including text, graphics, logos, icons, images, software, and its compilation, is the property of Datoluxo SpA or its licensors and is protected by the intellectual property laws of Chile and international treaties. The reproduction, distribution, or modification of any content without written authorization from Datoluxo is prohibited.
8. User obligations
By using the platform, you agree to: provide truthful, current, and complete information; maintain the confidentiality of your access credentials; not use the platform for illegal or fraudulent activities; not attempt to access unauthorized systems or data; and notify Datoluxo immediately of any unauthorized use of your account.
9. Limitation of liability
Datoluxo acts exclusively as a technological intermediary between investors and real estate developers. The platform does not guarantee the success of any project or the achievement of specific returns. Datoluxo shall not be liable for indirect, consequential, or punitive damages that may arise from the use of the platform or the results of investments made.
10. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Chile. For the resolution of any dispute arising from the use of the platform, the parties submit to the jurisdiction of the Ordinary Courts of Justice of Santiago de Chile, waiving any other jurisdiction that may correspond to them.
11. Dispute resolution
Before resorting to legal proceedings, the parties will seek to resolve any dispute amicably. If an agreement is not reached within thirty business days from the formal notification of the claim, either party may submit the dispute to mediation before the Arbitration and Mediation Center of the Santiago Chamber of Commerce.
12. Amendments
Datoluxo reserves the right to modify these Terms and Conditions at any time. Substantial modifications will be notified at least thirty days in advance through the platform and/or email. Continued use of the platform after the effective date of modifications constitutes acceptance of the new terms.
13. Contact
For inquiries about these Terms and Conditions, contact us at: Datoluxo SpA, Av. Apoquindo 4001, Office 1502, Las Condes, Santiago, Chile. Email: contacto@datoluxo.com. CMF Registration: No. CMF-FL-2023-0847.